IHG One Rewards Premier Select Credit Card review: Valuable perks for true IHG loyalists

02/10/2026

The newest card in IHG's credit card portfolio, the IHG One Rewards Premier Select Credit Card (see rates and fees), is an ideal choice for frequent travelers who regularly stay at IHG hotels. With a number of IHG benefits — including automatic Platinum Elite status — plus airline-specific credits and an impressive welcome offer to celebrate its launch, the IHG Premier Select is a card that offers enough value to IHG loyalists to justify paying its $350 annual fee.

If you travel often and consider IHG One Rewards your primary hotel loyalty program, the IHG Premier Select may be worth considering. Card rating*: ⭐⭐⭐⭐*Card rating is based on the opinion of TPG's editors and is not influenced by the card issuer. IHG One Rewards Premier Select: The basicsThe brand-new IHG Premier Select is the most premium option in IHG's credit card portfolio.

As such, it has the highest annual fee of the IHG cards available — at $350 — which covers several noteworthy IHG-specific benefits, including:One annual free night certificate every account anniversaryUp to $75 in quarterly food-and-beverage rewards20 annual elite night creditsPlatinum Elite statusFourth-night-free benefitHigh earning rate on IHG staysCardholders also receive a variety of other perks, such as:An annual $200 airline…

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